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Lending

Originate, manage and
service loans.
Two products. One lifecycle.

Metagens covers the full lending lifecycle in two products that work together or apart. Loan Origination (LOS) takes an application to a funded loan. Loan Management & Servicing (LMS) runs the loan from disbursement to closure. Take one, take both, or take them as part of the full Metagens platform.

Faster loan
origination
Stronger portfolio
management
Better borrower
experience
Lower operating
complexity
Loan Origination (LOS) Loan Management (LMS)
ApplyAny channel
DecideWith confidence
DisburseSeamlessly
ServiceProactively
CollectEfficiently
GrowSustainably

Built for the way lending works

1. Apply

Capture applications through any channel.

2. Assess

Verify, evaluate and score with rules and risk.

3. Decide

Approve, decline or refer based on your policy.

4. Disburse

Disburse through your preferred rails.

5. Service

Manage accounts, schedules, changes and requests.

6. Collect & Close

Track repayments, collect and close with confidence.

Real-time visibility. Fewer handoffs. Better decisions at every step.

Two products. Take one, or both.

Origination and servicing are bought by different teams, at different moments, against different problems. Metagens builds them as two products on one data model — so they work together without integration, and apart without compromise.

LOS

Loan Origination System

From an application arriving to money leaving. Onboarding, KYC/KYB, application intake, credit assessment, policy-based decisioning and disbursement.

  • Customer onboarding, KYC/KYB and deduplication
  • Applications, documents and co-applicants
  • Rules engine, scorecards and bureau integration
  • Policy-based approvals, limits and exceptions
  • Loan setup, schedules, fees and collateral
Explore Loan Origination
LMS

Loan Management & Servicing

From disbursement to closure. Loan accounts, schedules, modifications and restructures, fees and charges, collections, workouts and borrower self-service.

  • Account setup, schedules and restructures
  • Repayments, due management and allocation
  • Collections, arrears ageing and workouts
  • Fees, penalties, waivers and adjustments
  • Borrower portal, communications and requests
Explore Loan Management
Each runs on its own, connected to the systems you keep through APIs, events and file exchange — or together on one data model, with no handoff between them. Document management, reporting and audit come with both. See modular adoption

Designed for every lender and their borrowers

A lender reviewing a portfolio dashboard on a laptop

For Lenders

  • Launch products faster
  • Manage portfolio better
  • Improve collections efficiency
  • Reduce operating cost
A field agent recording a visit on a phone outside a home

For Field Teams & Agents

  • Offline-first and lightweight
  • Track visits, collections and tasks
  • Real-time sync and updates
  • Increase productivity
A borrower managing her loan on a phone

For Borrowers

  • Simple application process
  • Clear loan terms and schedules
  • Easy repayments
  • Self-service at your fingertips
A management dashboard showing portfolio charts

For Management

  • 360° portfolio visibility
  • Real-time MIS dashboards
  • Drill-down to cohort and product
  • Data-driven decisions

Your products. Your policies. Your rules.

Metagens Lending is built for configuration, not customization. Define your products, pricing, rules, workflows, roles, approvals, fees and notifications your way.

Products & pricingRoles & permissionsNotificationsRules & decision logicFees, charges & taxesReports & dashboardsWorkflows & stagesApproval matricesPolicies & compliance

Ready to streamline your lending operations?

See how Metagens Lending helps you originate more, reduce risk, improve collections and scale sustainably.

Talk to an Architect Request a Demo