Solution

Launch a lending
product—faster.

Move from idea to live lending operations with everything you need to onboard, originate, decide, disburse and service loans — in one connected platform.

  • Launch in weeks, not quarters
  • Pre-built lending workflows and rules
  • Configurable. Modular. Ready to scale.
Your idea Metagens Platform Complete lending operating system Go live faster Launch. Operate. Scale. Onboard Originate Decide Disburse Service

Who this is for

  • Fintechs launching a new lending product
  • Banks and lenders entering new segments or markets
  • Platforms building lending as a core offering
  • Teams that want a complete lending infrastructure without building from scratch

Who this is not for

  • Teams looking for a lightweight LOS or a single feature
  • Businesses that only need reporting or analytics
  • Enterprises not ready for a configurable platform approach
01

What you get

Everything you need to run lending end-to-end—from onboarding to servicing—built on a single codebase and single data model.

Ready-to-use lending foundation

Pre-built workflows, rules, products, and decisioning models to get you live faster.

Configurable, not rigid

Adapt to your product, policy and process without complex customisation.

One platform. One data.

Eliminate data silos and duplicate entry across systems.

Built-in compliance

AML, sanctions, fraud monitoring and audit trails inside the lending flow.

Scalable by design

Handle growth in customers, loans, products, channels and geographies.

Open and connected

APIs, events and integration patterns that fit your ecosystem.

Core capabilities included

Customer onboarding & KYC

Digital onboarding with KYC/KYB and verification.

Loan origination

Application intake, eligibility, scoring and underwriting.

Product & pricing engine

Create lending products, pricing, fees and policies.

Decision automation

Rules engine, decision models and approvals.

Loan management

Disbursement, schedule, repayment and account changes.

Collections & recovery

Workflow-driven collections and recovery management.

Reporting & insights

Operational, risk, compliance and business reporting.

APIs & integration

Connect to banks, payment rails, bureaus and partners.

02

How it works

A proven path to launch your lending product with Metagens.

1. DiscoverWe understand yourproduct idea, market,users and goals. 2. DesignWe map workflows,policies, data andintegrations. 3. ConfigureWe configure theplatform to yourrequirements. 4. ValidateWe test, validate andfine-tune beforego-live. 5. LaunchGo live and startonboarding yourcustomers. 6. ScaleExpand products,channels, markets andcapabilities.
03

Why teams choose Metagens

Built for lending businesses that want speed, control and long-term scale.

Faster time to market

Pre-built components and proven workflows reduce launch time.

Lower total cost

One platform reduces integration, maintenance and vendor costs.

Operational clarity

Unified data and workflows increase visibility and reduce manual work.

Better compliance

Built-in controls, case management and audit trails.

Future-ready

ISO 20022, open APIs and modern architecture for what’s next.

Ownership & control

Your data stays with you. Deploy the way you choose.

Ready to launch your lending product?

Talk to our architects and see how Metagens can help you go live faster
with the right foundation.