AML & Compliance

Detect risk early.
Act with confidence.
Stay compliant.

Metagens’ AML & Compliance helps you meet regulatory obligations, reduce financial crime risk, and manage cases efficiently all within the lending flow.

  • Stronger risk detection with real-time monitoring
  • End-to-end case management and audit trail
  • Configurable rules for your risk profile
  • Regulatory reporting made simpler
AML & Compliance MonitorContinuously monitoractivity & behavior DetectIdentify risks, alertsand anomalies InvestigateReview, assign andinvestigate cases ReportGenerate regulatoryreports with confidence RespondTake action and closewith audit trail PreventReduce risk earlyrules and controls

Metagens AML does not make go/no-go decisions by itself. Final decisions remain with your team, based on your policy and review.

Comprehensive AML & Compliance capabilities

KYC / KYB & Identity Verification

Verify customers and businesses using global data sources, document validation and onboarding checks before they enter the lending flow.

Sanctions Screening

Screen against global watchlists, sanctions, restricted entities and regulatory lists.

PEP Screening

Identify Politically Exposed Persons and close associates.

Adverse Media

Monitor global media and negative news in real time.

Transaction Monitoring

Behavioral and transactional monitoring across transactions and accounts.

Fraud360

Detect fraud patterns with device intelligence, velocity checks and behavioral signals.

Alerts & Case Management

Centralize alerts, cases and assignments with intelligent workflows.

Case Investigation & Disposition

Review customer history, transactions and documents with audit trails.

Regulatory Reporting

Generate AML, STR/SAR and regulatory reports in standard formats.

Audit Trail & Rules Engine

Configure rules, thresholds, and workflows with complete auditability.

How AML & Compliance works in Metagens

1. Ingest

Data from onboarding, transactions, third parties or existing systems.

2. Enrich & Validate

Sanctions, PEP, media and identity verification with de-duplication.

3. Monitor & Detect

Real-time risk detection monitoring and rules and models.

4. Alert & Assign

Alerts generated and assigned to the right investigator.

5. Investigate & Decide

Review, collaborate, collect evidence and make decisions.

6. Report & Close

Report, record disposition, close case and maintain audit trail.

Risk-based. Configurable. Transparent.
Runs standalone

Monitor anything you can feed it — not only Metagens lending

Metagens AML & Fraud360 runs as part of the Metagens platform, or entirely on its own. It does not require Metagens origination, servicing, ledger or payments. Send it customers and transactions from the systems you already run — through APIs, event streams or batch files — and it screens, monitors, scores and builds the case file around them.

Customers and businesses

KYC and KYB at onboarding, then continuous sanctions, PEP, watchlist and adverse-media screening for as long as the relationship lasts — whichever system holds the customer record.

Lending activity from your LOS and LMS

Applications, disbursements, repayments, restructures, top-ups and write-offs — from Metagens origination and servicing, or from the loan systems you already have.

Payment rail transactions

ACH and NACHA, wires and ISO 20022, RTGS, NEFT, IMPS, BBPS, direct debits, mandates and returns — monitored as they are processed, whoever submits and settles them.

Card transactions

Authorisations, settlements, refunds, reversals and chargebacks taken from your processor or issuer feed, scored against the same rules and customer history as everything else.

Anything else with a schema

Wallet movements, partner and marketplace flows, internal transfers, third-party data. If you can send it over an API, an event stream or a file, it can be monitored.

One risk picture across all of it

The same customer seen in a loan, a payment and a card transaction is one entity, not three. Network and device signals connect behaviour that separate tools would never link.

Alerts with reasons

Every alert carries the rule, threshold and data that triggered it — explainable, not a black-box score.

Cases with evidence

Alerts group into cases with history, documents, assignments, escalation and a full audit trail.

Regulatory reporting

STR, SAR and CTR preparation in standard formats, with audit-ready dashboards behind them.

Your workflow or ours

Work cases in Metagens, or push alerts and dispositions into the case-management tool you already use.

Metagens AML does not make go/no-go decisions by itself — final decisions stay with your team, under your policy and review. Add the rest of the platform when it makes sense: Loan Origination · Loan Management & Servicing · Payments · Integration & APIs

Risk coverage across the lending lifecycle

Onboarding

KYC/KYB, ID verification, sanctions & watchlist adverse media.

Origination

Assess risk before loan sanction using scores and checks.

Disbursement

Validate accounts, beneficiaries and payment details.

Servicing

Monitor behavior, updates and restructures.

Collections

Monitor payments, triggers and escalate as needed.

Built for compliance teams

  • Role-based access and approvals
  • Segregation of duties and reviewer checker controls
  • Configurable workflows and escalation
  • Document storage and evidence management
  • Regulatory-ready reporting and exports
  • Granular controls, policies and auditability

Trusted by financial institutions that take compliance seriously

Real-time detection of risks

Stronger detection and continuous monitoring.

Meet regulatory expectations

Stay audit-ready with complete visibility and reporting.

Lower operational burden

Automate monitoring, routing and reporting.

Faster case resolution

Collaboration, context and evidence in one place.

Scalable with your growth

Supports more customers, products and geographies.

Strengthen compliance. Protect your business.

See how Metagens AML & Compliance helps you detect risks early, manage cases efficiently and stay ahead of regulatory change.