Microfinance & Alternative Lenders

Power inclusion.
Improve livelihoods.
Strengthen sustainability.

Metagens gives MFI and alternative lenders the digital infrastructure to reach more borrowers, reduce cost to serve, manage risk better and stay compliant—while delivering the human touch at scale.

  • Built for field and digital
  • Free migration & quick setup
  • Low cost, high impact
  • 100% customizable to your model
One platform for financial inclusion at scale
ReachDigitally onboardevery borrowerAssessEvaluate credit &risk accuratelyDisburseDisburse quicklyand securelyManageManage loans,groups & agentsCollectCollect smarter,reduce delinquencyGrowScale sustainablywith confidence

Designed for inclusion

  • Low bandwidth. Offline-first.
  • Multi-language. Localized.
  • Group lending, joint liability & individual lending.
  • Flexible products for every income segment.

Purpose-built to address

High
Cost to Serve
Manual
Processes
Delinquency
& Write-offs
Compliance
Complexity
Siloed
Systems
Start here

Is Metagens right for your institution?

Answer a few questions to find out.

What are you trying
to achieve?
Where are you today?
What matters most
to you?
How quickly do you
want to move?

Metagens is a fit.

You can go live quickly, at low cost, with full control over your operations.

Talk to an Architect
Metagens is built for lenders who want to do more good—at lower cost and greater scale.

Why MFI & alternative lenders choose Metagens

Quick setup

Pre-built components for MFI & alternative lending. Go live in under 60 days.

Low total cost

One platform. Lower TCO. Better unit economics.

Free migration

We migrate your eligible data from existing systems to Metagens at no additional migration cost.*

*T&C apply
100% customizable

Every workflow, product, rule and report configured your way.

Built-in compliance

AML, KYC, audit trails, regulatory reporting and role-based access.

Built to scale

Handle growth in borrowers, branches, loans, agents and geographies.

Everything you need to run and grow your institution

Client Onboarding & KYC

Digital onboarding, eKYC, duplicate checks and client verification.

Credit Assessment

Scorecards, bureau integration and custom credit rules.

Loan Products

Group loans, individual loans, savings-linked and flexible products.

Disbursements

Cash, bank transfer, wallet and agent disbursements.

Loan Management

Schedule, repayments, restructuring, changes and loan lifecycle.

Collections & Recovery

Field app, reminders, promises, escalations and recovery workflows.

Group & Center Management

Centers, meetings, joint liability, attendance and performance.

Field & Agent Management

Agent hierarchies, targets, visit plans, collections and commissions.

Savings & Deposits

Recurring savings, fixed deposits, voluntary savings and withdrawals.

Fraud360 & Risk Monitoring

Transaction monitoring, behavior analytics and fraud alerts.

Reporting & Analytics

MIS reports, dashboards and real-time performance insights.

Accounting & Reconciliation

GL, accruals, write-offs, reconciliation and financial close.

Explore all platform capabilities

Ways we help you go further

Digital-first field operations

Offline-first mobile app for onboarding, collections, center meetings and repayments.

Higher impact, lower cost

Automate routine work, reduce manual errors and improve productivity of field teams.

Sustainable compliance

Policy engine, audit trails and regulatory reports to meet local requirements with confidence.

Use cases that drive immediate impact

  • Digitize group lending end-to-end
  • Reduce delinquency and write-offs
  • Expand outreach to rural & underserved segments
  • Launch new loan products faster
  • Consolidate systems and reduce IT cost
  • Improve portfolio quality and collections efficiency

Your steps to go live with Metagens

Discover & AssessWe understand your goals,current systems and data.Solution DesignWe design your operatingmodel, workflows andproduct setup.ConfigureWe configure products,rules, workflows, roles,reports and integrations.Migrate DataWe migrate and validateyour data securely.*T&C applyTest & ValidateWe test end-to-endwith your team anddo UAT.Go LiveWe go live in phaseswith handholding andhypercare support.Optimize & GrowWe optimize performanceand help you scalesustainably.
Typical go-live timeline: Under 60 days Timelines vary based on scope, data readiness and integrations.

Outcomes you can expect

Greater outreach

Reach more borrowers in more communities.

Lower cost to serve

Automate processes and reduce manual work.

Better collections

Smarter collections, fewer delinquencies.

Stronger portfolio

Better risk control and portfolio quality.

Regulatory confidence

Stay compliant with ease and accuracy.

Long-term sustainability

Build a resilient institution for lasting impact.

Ready to create more impact with digital lending?

Talk to our experts and see how Metagens can help your institution grow impact while staying lean and compliant.