Embedded Finance

Embed lending.
Unlock more value.
Keep control.

Launch lending inside your platform or app with Metagens. Use our pre-built lending building blocks and workflows to deliver seamless credit experiences—without building the infrastructure from scratch.

  • Integrate in weeks, not quarters
  • Enterprise-level implementation support
  • Low cost, high business impact
  • 100% customizable to your journey
Lending experiences your users never have to leave.
Your Platform / App Your UIYour BrandYour Customer Metagens Embedded Lending Onboarding &KYCDecisioningLoan ManagementPayments &DisbursementsServicing &CollectionsReporting &Analytics Ecosystem BanksPayment ProvidersBureausKYC / AML ProvidersCore Systems API API
You design the experience. We power the lending.

Is Embedded Lending right for your business?

Answer a few questions to find out.

What are you trying
to achieve?
Where are you today?
How much
control do you need?
What's your timeline?

You’re a fit!

Metagens helps platforms embed lending quickly, at lower cost and with full control over the experience.

Talk to an Architect
Metagens gives you the building blocks. You decide how deep you want to go.

Why platforms choose Metagens for embedded lending

Quick setup

Pre-built components and APIs reduce time to market to weeks.

Low total cost

Lower integration cost, lower operational cost. Better unit economics.

Free migration

If you are moving from an existing solution, we help migrate your data—free.*

*T&C apply
100% customizable

Workflows, rules, UI, data model and credit logic—configured your way.

Enterprise-grade security

Built-in AML, Fraud360, encryption, audit trails and role-based access.

Built to scale

Handle high volumes across geographies, products and channels.

Embedded lending capabilities you can use

Customer Onboarding & KYC

Digital KYC/KYB, due diligence and customer risk verification.

Fraud360 & Risk Monitoring

Device intelligence, behavior analytics and transaction monitoring.

Credit Decisioning

Rules engine, scorecards, bureau integration and real-time decisioning.

Pricing & Product Engine

Dynamic pricing, limits, fees, penalties and product configurations.

Loan Management

Applications, approvals, contracts, disbursements and changes.

Reporting & Analytics

Real-time dashboards, cohort analysis and custom reports.

Servicing & Collections

Repayments, schedules, collections, reminders and account management.

Communications

SMS, email, WhatsApp, in-app and push notifications.

Payments & Disbursements

Payment file generation, status tracking, reconciliation and returns.

Compliance & Audit

AML, sanctions screening, case management and audit trails.

Explore all platform capabilities

Ways to embed lending with Metagens

API-First Building Blocks

Use our modular APIs to embed specific capabilities—onboarding, decisioning, servicing, payments—inside your flow.

Hosted Experience (White-Label)

Launch a fully branded lending experience hosted by Metagens that integrates seamlessly with your platform.

Co-Build & Co-Create

Work with our team to build a unique lending experience tailored to your customers and business model.

Full control over user experience, brand and customer relationship—we power the infrastructure.

Your path from idea to live embedded lending

1. Discover & ValidateWe understand your use case,customers, flows and businessobjectives. 2. Solution DesignWe define the right capabilities,integrations, data model andoperating model. 3. Configure & IntegrateWe configure workflows, rulesand credit policies, and integratevia APIs. 4. Migrate (If Applicable)We migrate and validate yourdata from existing systems—free support included.**T&C apply 5. Test & Go LiveWe test end-to-end, certify andgo live in phases or all at onceas per your plan. 6. Operate & OptimizeWe monitor, optimize andcontinuously improve as youscale.

Outcomes you can expect

Higher conversion

Offer credit in the moment and improve funnel conversion.

New revenue streams

Create new income through lending fees, interest share and partnerships.

Better user experience

Seamless, fast and relevant lending inside your own experience.

Lower time to market

Go live in weeks, not quarters.

Full control

You own the customer relationship and the experience.

Scale with confidence

Built to handle growth, volume, products and markets.

Ready to embed lending into your platform?

Talk to our architects to see how Metagens can help you launch faster,
at lower cost and with full control.