Embedded Architecture

Use the platform you need.
Keep the systems you want.

Metagens can operate as the system of record for deployed modules or as a supporting intelligence, decisioning, compliance, and processing layer around an existing lending stack.

Full platform if you want it. Embedded modules if you don’t.

Existing SystemsReturned OutputsLOSLMSCore BankingPaymentPlatformAccountingCustomerChannelsmetagens.aiAML/Fraud360Financial IntelligenceLendingCase ManagementPayment File ProcessingReportingDecisionsRisk ScoresAlertsCase StatusLoan ResultsPayment StatusReports
01

Metagens fits into the stack you already have.

Keep your existing LOS, LMS, core, accounting, card, and payment systems in place. Integrate only the Metagens modules you need to solve the use case at hand.

Metagens becomes a modular layer of intelligence, decisioning, compliance, and processing—working with your systems, not replacing them.

Replacement is one path.
Embedded adoption is another.
metagens.aiLOSLMSCore BankingPayment PlatformAccountingCustomer ChannelsCard PlatformOther Systems
02

Common embedded scenarios

Start with one problem,
not a full replacement.

Deploy only the module that solves the immediate problem. Expand later, at your pace.

Connected outputs back into
your existing workflow.

Return results to your systems through APIs, events, files, and operational workflows.

1. AML/Fraud360 + Existing LMS

Add advanced screening and fraud detection.

2. LMS + Existing LOS

Run lending and decisioning within your LOS.

3. Financial Intelligence in Existing LOS

Power richer insights and risk signals.

4. Payment File Processing + Existing Payment Platform

Process, validate, and return status to your platform.

5. Case Management + Existing Core

Centralise cases without changing your core.

6. Reporting Layer Across Existing Stack

Unified reporting without system migration.

7. API-based Individual Services

Use specific APIs for targeted capabilities.

8. Hybrid Platform Expansion

Grow from modules to full platform over time.

03

What comes in.
What goes back out.

Metagens plugs into your flows of data, applies intelligence and processing, and returns results in the formats your systems already use.

What enters Metagens

  • Customer data
  • Business data
  • Applications
  • Documents
  • Loan data
  • Account data
  • Transaction data
  • Payment files/messages

What Metagens does

  • Validation and enrichment
  • Risk assessment
  • Rules evaluation
  • Alert generation
  • Workflow routing
  • Case creation
  • Reporting

What comes back

  • Verification results
  • Extracted data
  • Credit info
  • Risk scores
  • Decisions
  • Alerts
  • Case statuses
  • Loan results
  • Payment-processing statuses
Metagens does not directly submit transactions to banks, card networks, or the Federal Reserve.
Final submission and settlement happen through the customer’s existing system or provider.
04

Designed for real-world integration patterns.

Multiple integration methods to match your architecture and operational needs.

REST APIs

Secure, versioned APIs for real-time request and response interactions.

Webhooks

Event-driven callbacks to notify your systems of important updates.

Kafka Events

High-throughput, event streaming for scalable integrations.

Batch Files & SFTP

File-based exchange for bulk data and legacy system compatibility.

Synchronous vs AsynchronousImmediate API requests are handled synchronously. Document analysis, screening, file processing, notifications, and reporting can run asynchronously.
05

Automation where it helps.
Human review where it matters.

Metagens is built to combine automation with expert judgment at the right points in your process.

Underwriting Review

Decision validation and overrides.

Document Review

Verify complex or exception docs.

KYC/KYB Verification

Confirm identities and businesses.

Compliance Review

Assess policy and regulatory risks.

Sanctions Disposition

Review and clear sanctions hits.

Exception Approval

Approve exceptions and deviations.

Alert Investigation

Investigate and resolve alerts.

Case Management

Track, assign, and close cases.

06

Why teams start embedded.

You don’t need to replace everything to move forward.

Faster adoption

Go live sooner by solving one problem at a time.

Lower replacement risk

Avoid rip-and-replace disruption and cost.

Cleaner transition path

Expand modules as your needs evolve.

Better use of existing investments

Protect past investments while adding intelligence.

07

Navigate deeper.

Explore related architecture topics and technical resources.

Want to see how Metagens fits your current stack?

Let’s discuss your architecture, integration constraints,
and the right starting module for your goals.