Metagens connects the systems behind modern lending operations — onboarding, origination, decisioning, servicing, AML/Fraud360, payment processing, case management, reporting and integrations — so lending teams can operate with less fragmentation, cleaner data and faster execution.
Built native. Modular by design. Ready to run end-to-end
or connect into your existing stack.
Most lending businesses operate across multiple tools — one for each function. The result is integration overhead, duplicated data, manual handoffs, and slow decisions.
The problem is not that lenders use software.
The problem is that too much software has
to behave like one system.
Capture customer, business and application data. Support KYC/KYB, verification workflows and onboarding journeys.
Manage applications, eligibility, underwriting, scoring, approvals and decision workflows.
Manage loans after approval — repayment schedules, servicing, modifications, collections and borrower activity.
KYC/KYB, sanctions, PEP, adverse media, transaction monitoring, fraud signals, alerts and investigations.
Payment-file and message processing, validation, status tracking, exception handling and reconciliation.
Operational, portfolio, risk, compliance and management reporting from a single source of trusted data.
Financial record context for accounts, balances, events, fees, charges and complete auditability.
Pre-built connectors and APIs to integrate with your existing systems, partners and data providers.
Metagens is built around how financial work actually happens.
Data comes in from multiple sources, moves through validation, risk and decision layers, gets reviewed when needed, then recorded and made available for reporting.
Data from portals, apps, APIs, files or third parties.
Validate, dedupe and enrich with trusted data.
Apply rules, policies and risk logic. Score and assess risk.
Automated decision or route to human review.
Investigate, add notes, require documents or escalate.
Record outcomes, update accounts and enable reporting.
Use Metagens as your connected lending operating system across the entire lending lifecycle — from onboarding to repayment, compliance, payments and reporting.
Keep your existing systems and embed the Metagens capabilities you need through APIs, events, files or integrations. Start small. Scale when you're ready.
Your products, rules, workflows and policies — configured to match your business.
Launch faster, reduce vendor complexity and get better visibility into what drives the business.
Use APIs, events and modular deployment patterns to connect with your ecosystem.
Manage workflows, exceptions, servicing, collections and customer engagement efficiently.
Monitor AML/Fraud360, alerts, cases, evidence and regulatory reporting in one place.
Track payments, fees, charges, balances and reconciliation with confidence.
Origination, loan management, servicing, collections, borrower workflows and reporting.
Explore LendingPayment-file & message processing, validation, statuses, exceptions and ISO 20022 readiness.
Explore PaymentsThe financial record layer for accounts, loan events, balances and reporting integrity.
Explore Core & LedgerShare what you're building, replacing or modernising. We'll help you decide whether a full platform, embedded module or microservice-led approach is right for you.
The connected operating layer for modern lending — onboarding, origination, servicing, payments and compliance on one platform.
