Spreadsheets break. WhatsApp groups are not a loan ledger. And the enterprise platforms designed for banks charge like you have a bank’s budget. Metagens.ai’s Loan Management System for NGOs is built for organizations that run real loan programmes microfinance, community credit, livelihood lending with the operational discipline those programmes deserve and a price that reflects what you actually are:
A mission-driven organization, not a Fortune 500 bank. Loan management system for NGOs.
Zero setup cost. Annual service fee from $5,000. Free migration from your existing system or excel with 24/7 support included.
Most NGOs running loan programmes are managing between 50 and 5,000 active loans. The loan officer knows every borrower by name. The repayment records are in a spreadsheet that only one person knows how to read. The donor report takes two weeks to prepare because the data is in three different files. And when that loan officer leaves, everything they know leaves with them.
This is not a technology failure. It is a resource reality. Enterprise LMS platforms cost $80,000 a year before setup. The tools built for NGOs are either too simple to handle real loan complexity or too expensive to justify against a lending portfolio of $500,000.
Metagens.ai fills that gap. A full loan management system built on the same infrastructure that powers commercial fintechs priced for organizations whose purpose is not profit.
The loan officer knows every borrower by name. The repayment records are in a spreadsheet that only one person knows how to read. When they leave, everything leaves with them.
Complete borrower profiles includes personal details, loan history, repayment behaviour, and document storage. Group lending support for joint liability groups. Onboarding workflows that a field officer can complete on a tablet quickly.
Collect the details as needed and log it into system. Configurable rules. Disbursement tracking with date, amount, and channel recorded. Support for cash, bank transfer, and mobile money disbursements. Full origination history for every loan in your portfolio.
Automated repayment schedules weekly, monthly, or custom. Early repayment and partial payment handling. Missed payment alerts. Repayment collection via payment gateway's, bank transfer, or manual entry. Real-time portfolio delinquency dashboard
One-click portfolio reports: active loans, repayment rates, overdue accounts, disbursement totals, and impact metrics. Additional customer donor reports and financial reports can be customized as per need.
Complete audit trail for every loan event, Account management for disbursement, repayment, restructuring, write-off. Regulator-ready records for microfinance regulatory bodies. KYC document storage and identity verification workflow. No compliance gap between what happened and what is documented
Tablet-optimized interface for field officers. For data collection ease. Borrower visit logging and repayment collection in the field etc.
The goal is not to make your NGO more like a bank. It is to make your loan programme work the way you always intended it to — with borrower data that does not live in one person’s head, repayment records that a donor can audit without a three-week reconciliation project, and field operations that work whether the internet is on or off.
Loan officer time spent on administration drops by 60–70%. Time goes back to borrowers.
Financial & Donor reports that previously took 2 weeks take under an hour.
Missed repayments surface in real time — not at month-end when it is too late to intervene.
Field officers can update information on a new borrower in the field without returning to the office.
Portfolio data is available to management at any time not just after the monthly reconciliation.
When a loan officer leaves, their entire borrower history stays. Nothing walks out the door.
Regulatory examinations produce clean, complete records — not a retrospective reconstruction.
Moving from a spreadsheet, a legacy LMS, or a manual system is the thing that stops most NGOs from switching. The data migration fear is real — years of loan records, borrower profiles, and repayment histories that cannot be lost.
Metagens.ai includes free data migration for all NGO accounts. Our team handles the import of your existing borrower data, loan portfolio, and repayment history. We validate the migrated data before you go live. We do not go live until you confirm everything looks correct.
Every tier includes zero setup cost, free migration, and 24/7 support. The only difference is portfolio size and the number of active borrowers.
All prices in USD. Annual billing. NGO status requires proof of registered non-profit status in your jurisdiction. Portfolio above $10M or 10,000+ borrowers — contact us for a custom quote at hello@metagens.ai.
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No. The platform is designed to be operated by your finance team, not an IT department. Field officers use the mobile interface. Programme managers use the dashboard. The setup and configuration is handled by our team during onboarding — you approve the parameters, we build the configuration.
We upgrade your account to the next tier at the start of the next billing period. You are never blocked from serving more borrowers because of a tier limit. We proactively flag when you are approaching your limit so there are no surprises.
Yes. Group lending — self-help groups, joint liability groups, village banking structures — is supported natively. Group accounts, group meeting records, individual liability tracking within groups, and group-level repayment collection are all included.
The Growth and Scale tiers include custom donor report templates. If your donor uses a specific format — USAID Standard Form, Ford Foundation templates, SEEP Network PAT, MIX Market data — we build the template into your account during setup at no additional cost.
Typically 5–10 business days. We extract your data, map it to the Metagens.ai data model, validate the migration against your source, and go live only when you confirm everything is correct. Your existing system stays active during the entire migration period.
Yes. The platform is available globally. Pricing is in USD but we work with NGOs across South Asia, Sub-Saharan Africa, Southeast Asia, Latin America, and the UK. Regulatory reporting templates can be configured for local microfinance regulator requirements on request.
No setup cost. No complexity. No spreadsheets. Request NGO access and we will have your account configured and your data migrated within two weeks.
‘NGO access is reviewed within 48 hours. We verify registered non-profit status before activation. Questions? Email us
Full-stack fintech infrastructure for teams building lending products in the US market. Lending. AML. Payments. Core Banking. Cards. One deployment. Built native. Not assembled.
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